Quick answer
AH88 accepts direct Philippine bank transfers through InstaPay and PESONet.
Supported banks include BDO, BPI, UnionBank, RCBC, and Metrobank.
InstaPay deposits credit in 5 to 30 minutes.
PESONet transfers clear during standard banking hours.
This guide explains bank deposit steps, limits, cut-off times, and fee rules.
Key facts:
- Rails: InstaPay (up to ₱50,000) and PESONet (batch transfers)
- Banks: BDO, BPI, UnionBank, RCBC, Metrobank
- Minimum deposit: ₱200
- Minimum cashout: ₱500
- Casino fees: ₱0 (your bank may charge a small fee)
- Minimum age: 21+ only
InstaPay vs PESONet differences
Know which bank rail fits your needs:
| Feature | InstaPay Rail | PESONet Rail |
|---|---|---|
| Transfer Speed | Fast (under 10 minutes) | Batch clearing (same business day) |
| Limit | Up to ₱50,000 per transfer | ₱50,000 up to high sums |
| Availability | 24/7 all year round | Business days only |
| Best For | Everyday gaming deposits | Large VIP cashouts |
For faster deposits under ₱50,000, consider using AH88 GCash Deposit or Maya E-Wallet.
Step-by-step bank transfer deposit guide
Follow these simple steps:
Step 1: Open the cashier
Log in with our AH88 Login Guide.
Go to Deposit and select Online Bank Transfer.
Select your bank (like BPI or UnionBank).
Step 2: Copy the destination bank details
The screen shows the casino's bank account number and account name.
Copy the account number.
Note the reference code shown on the screen.
Step 3: Send funds via your banking app
Open your banking app on your phone.
Send the money to the copied account details via InstaPay.
Put the reference code in the message box.
Step 4: Upload proof of transfer
Take a screenshot of your bank transfer receipt.
Return to the cashier and upload the screenshot.
Your balance updates in 5 to 30 minutes.
Important rules for bank transfers
We checked bank cashier rules on 2026-10-03:
- Names must match: The name on your bank account MUST match your casino name.
- Check bank maintenance: Banks often run system updates on weekend nights.
- Save your receipt: Always keep your bank receipt until funds reflect in your account.
If your transfer is delayed, read our Withdrawal Problems Guide.
Responsible bankroll advice
Bank transfers allow higher limits.
Always practice strict financial control:
- Never transfer funds needed for household bills, rent, or savings.
- Set a strict monthly budget and stick to it.
- View casino gaming purely as fun.
Visit our Responsible Gaming Policy for player tools and advice.
Frequently Asked Questions
### What is the fastest bank deposit method?
InstaPay is the fastest bank method, crediting your account in 5 to 30 minutes.
### Does the casino charge fees for bank transfers?
No. AH88 charges zero fees, but your bank may charge a standard transfer fee.
### What happens if I transfer via PESONet on a weekend?
PESONet does not clear on weekends; transfers sent on Friday evening settle on Monday afternoon.
### Can I deposit from a business bank account?
No. Deposits must come from a personal bank account in your own legal name.